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Business Tools & Services

BackBone Payments provides merchants all the tools, technology and services needed for merchants to do business and get paid in all of todays marketplaces.

Payment Technologies

POS for iPad

Do Business and get paid on your iPad.

POS for Android

Do Business and get paid on Android smart terminals.

Vital POS

Run and grow your business wherever you are.

Payment Terminals

Contactless (NFC) and EMV terminals.

Integrated Payments

Integrate payments to the most popular POS systems and shopping cart platforms.

Clover POS

Build the system you need now, and expand as you grow with devices, apps, and accessories.

Services

Online Payments

Do Business and Get Paid online.

In-Store Payments

Do Business and Get Paid in your store.

Social Media & Transaction Analytics

Use transaction data and monitor social media to see how you stack up to your local competition to make better business decisions

Cash Advance for Processing

Get up to $250k in under a week. Seamless payments through a small percent of your daily transactions.

Credit Kick Start Card

Lower costs, instantly access your batched funds, and receive up to a $10,000 line of credit for your business.

Free Rate Analysis

With a free detailed statement analysis we structure the best pricing plan to fit your business.

Get Started

Pricing Options

Offering both interchange Plus and Flat Rate Pricing.

Interchange Plus

Interchange costs are passed through to the merchant with a percentage and/or transactional markup. This is referred to as a ‘discount rate’.

Flat Rate

This is a flat % fee to the merchant along with a transaction fee. All cards will be charge the same flat rate and transaction fee regardless of the card type.

Start Today.

Sign Up For A Merchant Account

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Business Smart Credit Card

How it works

A portion of your daily settlement is split between your Credit Kick Start Business account and your regular bank account.  Funds deposited to the Credit Kick-Start account are posted as a credit balance and are available for immediate use.

  • Accept Payments the same as always

  • No disruption to your daily operations

  • Requires no personal guarantee

  • Card issued in your business name

  • Add a new line of credit to an existing line of credit. 

Cash Advance For Processing

How it works
  1. We determine your maximum cash advance by looking at the average amount of card sales you’ve had in the last 6 months, and the strength of your business.
  2. Once you’ve received your cash advance, we set up automatic deductions from your daily card sales. Payments are a fixed percentage of your daily processing volume. Payments rise and fall at the same rate as your processing volume.
  3. With a reasonable credit history and a good track record of card sales, you have a good chance of qualifying for this simple, easy source of working capital – even if you’ve been turned down by your bank or leasing company.

FAQ

Is this a loan?  No. This product is similar to accounts receivable factoring. Your future credit card sales is purchased for immediate cash in your account.

I have problems with my credit. Can I still get my cash? This product relies on real business performance rather than credit to evaluate applicants. This pragmatic approach allows any stable business to qualify for an advance.

Is this a one time only program?  No.  We are pleased to provide renewal transactions with our merchants.  Many merchants qualify for additional funding within 60 – 90 days. 

Social Media & Transaction Analytics

As a business owner, you understand the importance of making informed business decisions to run and grow your business. With Social Media and Transaction Analytics, your transaction data is transformed into rich, personalized insights to empower you to ease those business decisions.

This interactive, near-real-time dashboard is accessible anytime, anywhere – via online, the free mobile application or a Clover device.

With detailed business analytics at your fingertips, you can:

  • Gain customer insights based on spending patterns and segment categories such as new, repeat and local
  • Compare current sales with historical sales data
  • Understand the impact of your marketing efforts
  • Learn which days are your busiest and most profitable
  • Find out how your business is performing compared to similar businesses in your industry or neighborhood
  • Get a weekly business performance summary in your inbox with sales and customer data
  • And much more!

Better target your marketing

Access customer profiles to understand where your customers live, where they shop and how much they typically spend.

See how you stack up

View your sales figures by type and compare them to historical data and other businesses in your area.

Special Feature for Clover Merchants

As a Clover merchant, you will have access to a detailed Product Overview analytics feature – showing inventory levels and which products are selling best by customer category, revenue, and units sold. Receive breakdowns of product categories and your top selling products by new and returning customers.

Sign Up Now for a 30-Day Free Trial

Take advantage of Social Media & Transaction Insights for 30 days free!

After filling out a short registration form, you’ll have instant access to this interactive dashboard of your business performance and watch your transaction data into actionable insights!

View Insights anytime, anywhere via our web dashboard, mobile app or Clover device.